For the quarter ended June 2025, Princeton Bancorp (BPRN) reported revenue of $21.06 million, up 16.6% over the same period last year. EPS came in at $0.10, compared to $0.80 in the year-ago quarter.
The reported revenue represents a surprise of -1.95% over the Zacks Consensus Estimate of $21.48 million. With the consensus EPS estimate being -$0.02, the EPS surprise was +600%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Princeton Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Average Balances-Interest earning assets: $2.13 billion versus the two-analyst average estimate of $2.17 billion.
- Net charge-offs to average loans: 2.1% versus 2.2% estimated by two analysts on average.
- Adjusted Efficiency Ratio: 63.1% versus the two-analyst average estimate of 62.7%.
- Net Interest Margin [%]: 3.5% versus 3.6% estimated by two analysts on average.
- Total Noninterest Income: $2.25 million compared to the $2.19 million average estimate based on two analysts.
- Net interest income: $18.81 million versus the two-analyst average estimate of $19.26 million.
View all Key Company Metrics for Princeton Bancorp here>>>
Shares of Princeton Bancorp have returned +8.3% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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Princeton Bancorp, Inc. (BPRN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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