Lemonade (LMND) reported $164.1 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 34.5%. EPS of -$0.60 for the same period compares to -$0.81 a year ago.
The reported revenue represents a surprise of +1.05% over the Zacks Consensus Estimate of $162.39 million. With the consensus EPS estimate being -$0.81, the EPS surprise was +25.93%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Lemonade performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- In force premium (end of period): $1.08 billion versus $1.07 billion estimated by four analysts on average.
- Premium per Customer (end of period): $402.00 versus $402.07 estimated by four analysts on average.
- Customers (end of period): 2,693,107 versus 2,655,423 estimated by four analysts on average.
- Net loss ratio: 69% versus the four-analyst average estimate of 76.4%.
- Gross loss ratio: 67% versus 75.4% estimated by four analysts on average.
- Net investment income: $9.4 million compared to the $9.69 million average estimate based on four analysts. The reported number represents a change of +16.1% year over year.
- Ceding commission income: $30.4 million versus the four-analyst average estimate of $25.26 million. The reported number represents a year-over-year change of +84.2%.
- Commission and other income: $11.8 million compared to the $11.3 million average estimate based on four analysts. The reported number represents a change of +45.7% year over year.
- Net earned premium: $112.5 million compared to the $116.16 million average estimate based on four analysts. The reported number represents a change of +26% year over year.
View all Key Company Metrics for Lemonade here>>>
Shares of Lemonade have returned -13.2% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Lemonade, Inc. (LMND): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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