Primerica (PRI) reported $796.02 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 5.7%. EPS of $5.46 for the same period compares to $4.71 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $788.52 million, representing a surprise of +0.95%. The company delivered an EPS surprise of +5.41%, with the consensus EPS estimate being $5.18.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Life-Licensed Sales Force, End of period: 152,592 compared to the 153,182 average estimate based on three analysts.
- Life Insurance Policies Issued: 89,850 compared to the 98,285 average estimate based on three analysts.
- Recruits: 80,924 versus the two-analyst average estimate of 95,848.
- Average Client Asset Values: $114.00 billion versus the two-analyst average estimate of $110.22 billion.
- Revenues- Commissions and fees: $306.03 million versus $284.48 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +9.4% change.
- Revenues- Other, net: $16.39 million versus $17.36 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a -75.7% change.
- Revenues- Net premiums: $432.85 million versus $445.64 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +3.6% change.
- Adjusted Operating Revenues- Investment and Savings Products: $298.3 million versus the four-analyst average estimate of $280.39 million. The reported number represents a year-over-year change of +14.3%.
- Adjusted Operating Revenues- Term Life Insurance: $441.83 million versus $452.62 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +3.5% change.
- Revenues- Net investment income: $40.93 million versus the four-analyst average estimate of $41.12 million. The reported number represents a year-over-year change of +6.4%.
- Adjusted Operating Revenues- Corporate and Other Distributed Products: $55.89 million versus the three-analyst average estimate of $55.63 million. The reported number represents a year-over-year change of +5.4%.
- Revenues- Direct premiums: $866.25 million versus $868.44 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +2.5% change.
View all Key Company Metrics for Primerica here>>>
Shares of Primerica have returned -3.2% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Primerica, Inc. (PRI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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