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American Integrity Insurance (AII) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

By Zacks Equity Research | August 12, 2025, 6:00 PM

For the quarter ended June 2025, American Integrity Insurance (AII) reported revenue of $74.01 million, representing no change compared to the same period last year. EPS came in at $1.84, compared to $0 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $68.81 million, representing a surprise of +7.57%. The company delivered an EPS surprise of +8.88%, with the consensus EPS estimate being $1.69.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how American Integrity Insurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Combined Ratio: 72.9% versus the three-analyst average estimate of 49.9%.
  • Loss Ratio: 30.6% versus the three-analyst average estimate of 34.3%.
  • Expense Ratio: 42.3% compared to the 15.5% average estimate based on three analysts.
  • Policies In-force: 399,138 compared to the 385,489 average estimate based on two analysts.
  • Net investment income: $4.78 million compared to the $4.44 million average estimate based on four analysts.
  • Other income: $0.1 million compared to the $0.37 million average estimate based on four analysts.
  • Policy fees: $2.97 million versus $3.3 million estimated by four analysts on average.
  • Net premiums earned: $66.17 million compared to the $60.7 million average estimate based on four analysts.

View all Key Company Metrics for American Integrity Insurance here>>>

Shares of American Integrity Insurance have returned -1.6% over the past month versus the Zacks S&P 500 composite's +2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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American Integrity Insurance Group, Inc. (AII): Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

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