Dividend Champions Spotlight: United Bankshares' (UBSI) Record of Reliability

United Bankshares, Inc. (NASDAQ:UBSI) is included among the Best Dividend Stocks for a Dividend Champions List.

United Bankshares, Inc. (NASDAQ:UBSI) has grown into a sizable regional bank holding company. At its core, it still does the usual banking work, which includes making loans in commercial, real estate, and consumer markets, while also handling deposits, trust services, brokerage, and digital banking. Growth has often come through deals. Over the years, it has picked up more than thirty banks, most recently Piedmont Bancorp in early 2025 and Community Bankers Trust back in late 2021. Those acquisitions tied together its Mid-Atlantic and Southeast markets into a single network.

The bigger challenge for United Bankshares, Inc. (NASDAQ:UBSI) now is making sure those banks all run smoothly under one umbrella. A lot of its lending is tied to commercial real estate and construction, which can be fine in good times but risky when the economy slows. Management has been putting a strong focus on integrating what it has bought and keeping a close watch on the loan book, since nearly half of it is exposed to those sectors.

United Bankshares, Inc. (NASDAQ:UBSI)’s dividend history makes it an appealing option for income investors. The company has grown its dividends for 51 years in a row and currently offers a quarterly dividend of $0.37 per share. As of October 2, the stock has a dividend yield of 4.04%.

While we acknowledge the potential of UBSI as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 12 Best REIT Dividend Stocks to Buy Now and 11 Best Affordable Dividend Stocks to Buy Now.

Disclosure: None.