For the quarter ended September 2025, KeyCorp (KEY) reported revenue of $1.89 billion, up 17.8% over the same period last year. EPS came in at $0.41, compared to $0.30 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.88 billion, representing a surprise of +0.28%. The company delivered an EPS surprise of +7.89%, with the consensus EPS estimate being $0.38.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how KeyCorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest margin - Proforma: 2.8% versus the six-analyst average estimate of 2.8%.
- Net loan charge-offs to average loans: 0.4% versus the six-analyst average estimate of 0.4%.
- Cash Efficiency Ratio (non-GAAP): 61.8% versus the five-analyst average estimate of 62.9%.
- Average balance - Total earning assets: $170.35 billion versus the five-analyst average estimate of $171.13 billion.
- Book value at period end: $15.86 versus the four-analyst average estimate of $15.56.
- Leverage Ratio: 10.4% compared to the 10.3% average estimate based on four analysts.
- Tier 1 Risk-based Capital Ratio: 13.5% versus 13.4% estimated by three analysts on average.
- Nonperforming assets - Total: $668 million versus the two-analyst average estimate of $728.55 million.
- Nonperforming loans at period-end: $658 million compared to the $718.01 million average estimate based on two analysts.
- Total Risk-based Capital Ratio: 15.8% compared to the 15.6% average estimate based on two analysts.
- Total Noninterest Income: $702 million versus $704.13 million estimated by six analysts on average.
- Corporate services income: $72 million compared to the $70.18 million average estimate based on five analysts.
View all Key Company Metrics for KeyCorp here>>>
Shares of KeyCorp have returned -5.2% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
KeyCorp (KEY): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
