For the quarter ended September 2025, Glacier Bancorp (GBCI) reported revenue of $260.73 million, up 21.3% over the same period last year. EPS came in at $0.62, compared to $0.45 in the year-ago quarter.
The reported revenue represents a surprise of +1.43% over the Zacks Consensus Estimate of $257.05 million. With the consensus EPS estimate being $0.61, the EPS surprise was +1.64%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Glacier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 62.1% compared to the 61.4% average estimate based on three analysts.
- Net interest margin (tax-equivalent): 3.4% versus the three-analyst average estimate of 3.4%.
- Net charge-offs as a percentage of total loans: 0% versus the three-analyst average estimate of 0.1%.
- Non-accrual loans: $45.45 million versus $39.57 million estimated by two analysts on average.
- Total non-performing assets: $54.31 million versus the two-analyst average estimate of $47.99 million.
- Average Balances - Total earning assets: $26.82 billion versus the two-analyst average estimate of $26.86 billion.
- Total Non-Interest Income: $35.35 million versus the three-analyst average estimate of $34.36 million.
- Net Interest Income: $225.38 million versus $222.42 million estimated by three analysts on average.
- Gain on sale of loans: $5.03 million versus $5.16 million estimated by two analysts on average.
- Net interest income (tax-equivalent): $228.84 million versus the two-analyst average estimate of $227.81 million.
View all Key Company Metrics for Glacier Bancorp here>>>
Shares of Glacier Bancorp have returned -0.4% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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Glacier Bancorp, Inc. (GBCI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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