For the quarter ended September 2025, Huntington Bancshares (HBAN) reported revenue of $2.15 billion, up 14% over the same period last year. EPS came in at $0.40, compared to $0.33 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $2.06 billion, representing a surprise of +4.55%. The company delivered an EPS surprise of +5.26%, with the consensus EPS estimate being $0.38.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Huntington Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 57.4% versus the five-analyst average estimate of 59.1%.
- Net Interest Margin (FTE): 3.1% versus 3.1% estimated by five analysts on average.
- Net charge-offs / Average total loans and leases: 0.2% versus the five-analyst average estimate of 0.3%.
- Average Balance - Total earning assets: $192.73 billion versus $192.13 billion estimated by four analysts on average.
- Tier 1 Leverage Ratio: 9% compared to the 8.7% average estimate based on three analysts.
- Regulatory Tier 1 risk-based capital ratio: 12.4% compared to the 12.2% average estimate based on two analysts.
- Net interest income - FTE: $1.52 billion compared to the $1.5 billion average estimate based on five analysts.
- Total Non-Interest Income: $628 million versus $555.07 million estimated by five analysts on average.
- Capital markets and advisory fees: $94 million compared to the $93.27 million average estimate based on four analysts.
- Customer deposit and loan fees: $102 million versus the four-analyst average estimate of $96.55 million.
- Payments and cash management revenue: $174 million versus the four-analyst average estimate of $169.05 million.
- Wealth and asset management revenue: $104 million compared to the $103.78 million average estimate based on four analysts.
View all Key Company Metrics for Huntington Bancshares here>>>
Shares of Huntington Bancshares have returned -14% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Huntington Bancshares Incorporated (HBAN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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