Analysts See Strong Upside for Chime Financial, Inc. (CHYM) as Digital Banking Adoption Accelerates

Coatue Management holds $373.47 million worth of shares in Chime Financial, Inc. (NASDAQ:CHYM), representing 1.04% of its total 13F portfolio, helping the stock secure a place on our list of billionaire Philippe Laffont’s 10 stock picks with huge upside potential.

On September 30, 2025, William Blair reaffirmed its “Outperform” rating on Chime Financial, Inc. (NASDAQ:CHYM).

The investment firm cited the company’s ability to gain increased market share within the consumer banking market amid traditional banks’ digital shortcomings. Accordingly, William Blair believes the company can serve less wealthy customers with small balances and younger customers who look for better digital experiences. With nearly 9 million customers against a roughly 200 million-account opportunity, Chime Financial, Inc. (NASDAQ:CHYM) appears poised to increase average revenue per account month (ARPAM) by expanding its offering, adding services like early wage access (EWA) and unsecured customer loans.

Chime Financial, Inc. (NASDAQ:CHYM), a U.S.-based financial technology company, delivers digital banking and payment solutions through its Chime app. It offers accessible banking, credit building, and savings tools for consumers. It is included in Philippe Laffont’s stock portfolio.

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