Byline Bancorp (BY) Q3 Earnings Report Preview: What To Look For

Regional banking company Byline Bancorp (NYSE:BY) will be reporting results this Thursday after the bell. Here’s what you need to know.

Byline Bancorp beat analysts’ revenue expectations by 3.3% last quarter, reporting revenues of $110.5 million, up 11.2% year on year. It was a very strong quarter for the company, with a solid beat of analysts’ net interest income estimates and an impressive beat of analysts’ revenue estimates.

Is Byline Bancorp a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, analysts are expecting Byline Bancorp’s revenue to grow 8.8% year on year to $110.8 million, a reversal from the 2.9% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.72 per share.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Byline Bancorp has only missed Wall Street’s revenue estimates once over the last two years, exceeding top-line expectations by 2.2% on average.

Looking at Byline Bancorp’s peers in the regional banks segment, some have already reported their Q3 results, giving us a hint as to what we can expect. East West Bank delivered year-on-year revenue growth of 18.3%, beating analysts’ expectations by 7.1%, and First Horizon reported revenues up 7.5%, topping estimates by 7.7%. First Horizon traded down 13.3% following the results.

Read our full analysis of East West Bank’s results here and First Horizon’s results here.

The outlook for 2025 remains clouded by potential trade policy changes and corporate tax discussions, which could impact business confidence and growth. While some of the regional banks stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 4.7% on average over the last month. Byline Bancorp is down 4.7% during the same time and is heading into earnings with an average analyst price target of $32.40 (compared to the current share price of $26.94).

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