Is PayPal Holdings (PYPL) The Best Digital Currency Stock to Buy Now?

We recently published 10 Trending Stocks This Week. PayPal Holdings, Inc. (NASDAQ:PYPL) is one of the trending stocks this week.

Jessica Inskip from StockBrokers said in a recent program on Schwab Network that she is bullish on PayPal in the long term amid the company’s diverse revenue streams and its digital currency exposure.

“Diverse revenue streams is extremely important. So, that certainly plays into it. But this is more of a longer term play on the exposure with stable coins. We’re talking a lot about what’s happening with the fiscal deficit. I think stable coins is an interesting solution because we have a really welcoming regulatory environment for that type of structure and a stable coin is going to be backed or at least within some of the acts that are there one to one with US treasury. So I’m I’m wondering where the demand is going to come from if we’re issuing more treasuries and if stable coins is something that moves forward. Well, there’s a solution to demand and that’s where I’m looking for towards PayPal Holdings Inc (NASDAQ:PYPL) for really in a longer term view that is going to take some time to play out, but it’s the digital currency footprint that’s expanding and PayPal Holdings Inc (NASDAQ:PYPL) had a stable coin. They launched in 2023. They’re not necessarily the biggest player, but to your point, a diverse revenue stream is extremely important to me. They have this reward system. I was in the airport in Chicago a while ago and I see these reward systems now paying you in Bitcoin as well and they’ve got partnership momentum with Coinbase, Fiserve all helping integrate their version of a stable coin. So I think it’s going to be interesting to see how that plays out. Now I’m interested to see Rick’s technicals. The way that I would play PayPal Holdings Inc (NASDAQ:PYPL) at this moment is I’m short-term neutral, long-term bullish. This is where when I want to add it to my portfolio, I like to utilize a cash secured put.”

RGA Investment Advisors stated the following regarding PayPal Holdings, Inc. (NASDAQ:PYPL) in its second quarter 2025 investor letter:

“Looking purely at the fundamentals of PayPal Holdings, Inc. (NASDAQ:PYPL) between the reported financials and context on earnings calls, we would be buyers rather than sellers here. Unfortunately, someone in our orbit was the victim of a cutting-edge financial hack that used AI voice mimicry in order to compromise several personal accounts, despite two-factor authentication enabled on each.

At the core of our thesis on PayPal was the notion that security is a moat. The systems Max Levchin first built at PayPal and invested in mightily over the years made PayPal one of the safest, most secure ways to shop online. We had believed in the single point of failure thesis and trusted that even if bad things happened, PayPal will use those lessons to learn and evolve.

Unfortunately, what we learned about PayPal security was concerning and left us wavering in the ability of the company to adapt and grow as the safest place to transact online. Given the centricity of security to our qualitative thesis, we could no longer stay convicted in the name.”

While we acknowledge the potential of PYPL as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an extremely cheap AI stock that is also a major beneficiary of Trump tariffs and onshoring, see our free report on the best short-term AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.