TriCo (TCBK) reported $107.56 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 8.5%. EPS of $1.04 for the same period compares to $0.88 a year ago.
The reported revenue represents a surprise of +2.59% over the Zacks Consensus Estimate of $104.85 million. With the consensus EPS estimate being $0.92, the EPS surprise was +13.04%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how TriCo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 56.2% versus 58.1% estimated by three analysts on average.
- Net Interest Margin [%]: 3.9% compared to the 3.9% average estimate based on three analysts.
- Average Interest-Earning Assets: $9.09 billion versus the two-analyst average estimate of $9.18 billion.
- Net Interest Income: $89.56 million compared to the $88.52 million average estimate based on three analysts.
- Total Non Interest Income: $18.01 million compared to the $16.9 million average estimate based on three analysts.
- Gain on Sale of Loans: $0.33 million versus the two-analyst average estimate of $0.57 million.
View all Key Company Metrics for TriCo here>>>
Shares of TriCo have returned -5.3% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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TriCo Bancshares (TCBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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