Dime Community (DCOM) reported $115.61 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 32%. EPS of $0.61 for the same period compares to $0.29 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $111.51 million, representing a surprise of +3.68%. The company delivered an EPS surprise of -8.96%, with the consensus EPS estimate being $0.67.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Dime Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 53.8% compared to the 54.7% average estimate based on two analysts.
- Net Interest Margin: 3% versus 3% estimated by two analysts on average.
- Average Balance - Total interest-earning assets: $13.64 billion compared to the $13.44 billion average estimate based on two analysts.
- Net Interest Income: $103.4 million compared to the $100.88 million average estimate based on two analysts.
- BOLI income: $4.96 million versus the two-analyst average estimate of $4 million.
- Loan level derivative income: $0.65 million versus $0.45 million estimated by two analysts on average.
- Non-interest income- Other: $2.25 million compared to the $0.88 million average estimate based on two analysts.
- Service charges and other fees: $5.21 million versus $4.6 million estimated by two analysts on average.
- Total Non-Interest Income: $12.21 million versus the two-analyst average estimate of $10.66 million.
View all Key Company Metrics for Dime Community here>>>
Shares of Dime Community have returned -2.3% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Dime Community Bancshares, Inc. (DCOM): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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