For the quarter ended September 2025, Enterprise Financial Services (EFSC) reported revenue of $204.94 million, up 24.3% over the same period last year. EPS came in at $1.20, compared to $1.29 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $174.35 million, representing a surprise of +17.54%. The company delivered an EPS surprise of -7.69%, with the consensus EPS estimate being $1.30.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Enterprise Financial Services performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 53.6% versus 60% estimated by three analysts on average.
- Net Interest Margin: 4.2% compared to the 4.2% average estimate based on three analysts.
- Net charge-offs to average loans: 0.1% compared to the 0.2% average estimate based on two analysts.
- Average Balance - Total interest earning assets: $15.14 billion compared to the $15.04 billion average estimate based on two analysts.
- Total Noninterest Income: $46.65 million compared to the $18.92 million average estimate based on three analysts.
- Net interest income (FTE): $161.33 million compared to the $158.43 million average estimate based on two analysts.
- Net Interest Income: $158.29 million compared to the $155.44 million average estimate based on two analysts.
- Noninterest Income- Other income: $6.77 million versus the two-analyst average estimate of $6.03 million.
- Tax credit income: $-0.3 million compared to the $2.4 million average estimate based on two analysts.
- Deposit service charges: $4.94 million versus the two-analyst average estimate of $4.98 million.
- Card services revenue: $2.54 million versus the two-analyst average estimate of $2.73 million.
- Wealth management income: $2.57 million compared to the $2.8 million average estimate based on two analysts.
View all Key Company Metrics for Enterprise Financial Services here>>>
Shares of Enterprise Financial Services have returned -5.9% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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Enterprise Financial Services Corporation (EFSC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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