For the quarter ended September 2025, Amerant Bancorp Inc. (AMTB) reported revenue of $111.44 million, up 9.5% over the same period last year. EPS came in at $0.39, compared to $0.27 in the year-ago quarter.
The reported revenue represents a surprise of +0.87% over the Zacks Consensus Estimate of $110.48 million. With the consensus EPS estimate being $0.55, the EPS surprise was -29.09%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Amerant Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-offs / Average total loans held for investment: 0.4% versus the two-analyst average estimate of 0.4%.
- Total Non-Performing Loans: $124.29 million versus the two-analyst average estimate of $82.72 million.
- Net interest margin: 3.9% versus 3.8% estimated by two analysts on average.
- Efficiency Ratio: 69.8% compared to the 66.3% average estimate based on two analysts.
- Average Balances - Total interest-earning assets: $9.52 billion versus the two-analyst average estimate of $9.67 billion.
- Total Non-Performing Assets: $139.9 million versus the two-analyst average estimate of $98.72 million.
- Noninterest income: $17.29 million compared to the $19.05 million average estimate based on two analysts.
- Net interest income: $94.15 million versus the two-analyst average estimate of $91.43 million.
View all Key Company Metrics for Amerant Bancorp here>>>
Shares of Amerant Bancorp have returned -9.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Amerant Bancorp Inc. (AMTB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
