First Busey (BUSE) Reports Q3 Earnings: What Key Metrics Have to Say

By Zacks Equity Research | October 28, 2025, 7:30 PM

For the quarter ended September 2025, First Busey (BUSE) reported revenue of $196.34 million, up 65.7% over the same period last year. EPS came in at $0.64, compared to $0.58 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $194.9 million, representing a surprise of +0.74%. The company delivered an EPS surprise of +3.23%, with the consensus EPS estimate being $0.62.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Busey performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 58.5% versus 56% estimated by three analysts on average.
  • Net Interest Margin: 3.6% versus the three-analyst average estimate of 3.5%.
  • Average Balances - Interest-earning assets: $17.27 billion versus the two-analyst average estimate of $17.53 billion.
  • Total noninterest income: $41.2 million compared to the $39.75 million average estimate based on three analysts.
  • Mortgage revenue: $0.66 million versus the three-analyst average estimate of $0.72 million.
  • Other noninterest income: $5.92 million compared to the $3.8 million average estimate based on two analysts.
  • Wealth management fees: $17.18 million versus $16.98 million estimated by two analysts on average.
  • Net Interest Income: $155.14 million compared to the $154.86 million average estimate based on two analysts.
  • Payment technology solutions: $5.09 million compared to the $5.1 million average estimate based on two analysts.
  • Tax-equivalent net interest income: $155.93 million versus the two-analyst average estimate of $155.46 million.
  • Income on bank owned life insurance: $1.62 million compared to the $1.78 million average estimate based on two analysts.

View all Key Company Metrics for First Busey here>>>

Shares of First Busey have returned -1.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report


 
First Busey Corporation (BUSE): Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research

Mentioned In This Article

Latest News