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First Busey (BUSE) Reports Q4 Earnings: What Key Metrics Have to Say

By Zacks Equity Research | January 27, 2026, 6:30 PM

First Busey (BUSE) reported $200.25 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 71.5%. EPS of $0.68 for the same period compares to $0.53 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $196.05 million, representing a surprise of +2.14%. The company delivered an EPS surprise of +11.93%, with the consensus EPS estimate being $0.61.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Busey performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 57.4% versus the three-analyst average estimate of 56.2%.
  • Net Interest Margin: 3.7% compared to the 3.7% average estimate based on three analysts.
  • Average Balances - Interest-earning assets: $16.94 billion versus $16.89 billion estimated by two analysts on average.
  • Total noninterest income: $42.69 million versus $40.48 million estimated by three analysts on average.
  • Mortgage revenue: $0.8 million compared to the $0.57 million average estimate based on three analysts.
  • Other noninterest income: $6.79 million versus the two-analyst average estimate of $4.1 million.
  • Wealth management fees: $18.1 million compared to the $17.45 million average estimate based on two analysts.
  • Net Interest Income: $157.56 million compared to the $155.59 million average estimate based on two analysts.
  • Payment technology solutions: $4.88 million versus the two-analyst average estimate of $5.05 million.
  • Tax-equivalent net interest income: $158.42 million compared to the $156.39 million average estimate based on two analysts.
  • Income on bank owned life insurance: $1.78 million compared to the $1.62 million average estimate based on two analysts.

View all Key Company Metrics for First Busey here>>>

Shares of First Busey have returned +1.9% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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