For the quarter ended September 2025, MGIC Investment (MTG) reported revenue of $304.34 million, down 0.6% over the same period last year. EPS came in at $0.83, compared to $0.77 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $307.8 million, representing a surprise of -1.12%. The company delivered an EPS surprise of +15.28%, with the consensus EPS estimate being $0.72.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how MGIC performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Combined Ratio - Insurance Segment (Net of underwriting expense ratio and Loss ratio): 25.6% compared to the 36.8% average estimate based on two analysts.
- GAAP underwriting expense ratio (insurance operations only): 21.1% versus the two-analyst average estimate of 19.5%.
- GAAP loss ratio (insurance operations only): 4.5% compared to the 17.3% average estimate based on two analysts.
- Revenues- Net premiums earned: $241.75 million versus the two-analyst average estimate of $243.92 million. The reported number represents a year-over-year change of -0.7%.
- Revenues- Other revenue: $0.38 million versus $0.57 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -39.5% change.
- Revenues- Net investment income: $62.21 million versus $63.36 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +0.2% change.
View all Key Company Metrics for MGIC here>>>
Shares of MGIC have returned -5.6% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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MGIC Investment Corporation (MTG): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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