For the quarter ended September 2025, Columbia Banking (COLB) reported revenue of $582 million, up 17.3% over the same period last year. EPS came in at $0.85, compared to $0.69 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $581.6 million, representing a surprise of +0.07%. The company delivered an EPS surprise of +28.79%, with the consensus EPS estimate being $0.66.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Columbia Banking performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total non-performing assets: $199 million versus $211.53 million estimated by three analysts on average.
- Efficiency Ratio: 67.3% versus 50.8% estimated by three analysts on average.
- Net Interest Margin: 3.8% versus the three-analyst average estimate of 3.8%.
- Average Balance - Total interest-earning assets: $52.51 billion versus $54.15 billion estimated by three analysts on average.
- Total non-performing loans and leases: $196 million versus the three-analyst average estimate of $208.63 million.
- Net charge-offs to average loans and leases (annualized): 0.2% versus 0.3% estimated by three analysts on average.
- Net Interest Income: $505 million compared to the $519.67 million average estimate based on three analysts.
- Total noninterest income: $77 million versus the three-analyst average estimate of $74.13 million.
- Service charges on deposits: $21 million versus the two-analyst average estimate of $20.98 million.
- Net interest income (FTE): $507 million versus $512.34 million estimated by two analysts on average.
- Financial services and trust revenue: $9 million compared to the $7.45 million average estimate based on two analysts.
View all Key Company Metrics for Columbia Banking here>>>
Shares of Columbia Banking have returned +1.5% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Columbia Banking System, Inc. (COLB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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