For the quarter ended March 2025, Unity Bancorp (UNTY) reported revenue of $29.35 million, up 14.8% over the same period last year. EPS came in at $1.13, compared to $0.93 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $28.57 million, representing a surprise of +2.74%. The company delivered an EPS surprise of +0.89%, with the consensus EPS estimate being $1.12.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Unity Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 42.9% compared to the 43.2% average estimate based on two analysts.
- Average Earning Assets: $2.48 billion versus the two-analyst average estimate of $2.46 billion.
- Net interest margin: 4.5% versus 4.4% estimated by two analysts on average.
- Total Noninterest Income: $2.10 million versus the two-analyst average estimate of $1.95 million.
- Net Interest Income: $27.25 million versus the two-analyst average estimate of $26.63 million.
View all Key Company Metrics for Unity Bancorp here>>>
Shares of Unity Bancorp have returned -6.2% over the past month versus the Zacks S&P 500 composite's -6.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Unity Bancorp, Inc. (UNTY): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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