Chime Financial (CHYM) Surpasses Its Guidance for Q3 2025, Reports 29% YoY Revenue Growth

With significant upside potential and hedge fund interest, Chime Financial, Inc. (NASDAQ:CHYM) secured a spot on our list of the 15 stocks set to explode in 2026.

On November 5, 2025, Chime Financial, Inc. (NASDAQ:CHYM) reported Q3 2025 results.

This quarter surpassed the company’s guidance, helping Chime Financial, Inc. (NASDAQ:CHYM) lift its full-year outlook, amid rising utilization of fintech for everyday banking. With 65% growth in platform-related revenue and 16% in payments, CHYM recorded a 29% year-over-year increase in its revenue, bringing it to $544 million.

Meanwhile, gross profit hit $474 million, resulting in an 87% margin, while adjusted EBITDA climbed to $29 million, helping the company mark a 9-point margin expansion from last year. Furthermore, 21% growth in active members was noted, taking the total to 9.1 million. At the same time, acquisition costs per new active member declined for the third straight quarter.

During the third quarter, the company successfully rolled out the Chime Card in September, reported rapid scaling of its Outbound Instant Transfer (OIT) feature to $640 million in volume, and full migration to ChimeCore, its proprietary processing platform. The quarter also featured a $200 million share repurchase program. Strong performance in the quarter helped the company raise its full-year revenue guidance to a range of up to $2.173 billion.

Chime Financial, Inc. (NASDAQ:CHYM), a leading consumer fintech company, delivers fee-free digital banking solutions.

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