For the quarter ended September 2025, Fair Isaac (FICO) reported revenue of $515.75 million, up 13.7% over the same period last year. EPS came in at $7.74, compared to $6.54 in the year-ago quarter.
The reported revenue represents a surprise of +0.78% over the Zacks Consensus Estimate of $511.78 million. With the consensus EPS estimate being $7.34, the EPS surprise was +5.45%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Fair Isaac performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Annual Recurring Revenue (ARR) - Platform: $263.6 million versus $267.65 million estimated by three analysts on average.
- Annual Recurring Revenue (ARR) - Total: $747.3 million versus the three-analyst average estimate of $761.69 million.
- Annual Recurring Revenue (ARR) - Non-Platform: $483.7 million versus the three-analyst average estimate of $494.05 million.
- Revenues- Scores: $311.55 million versus the four-analyst average estimate of $303.78 million. The reported number represents a year-over-year change of +25%.
- Revenues- Software: $204.2 million versus the four-analyst average estimate of $210.53 million. The reported number represents a year-over-year change of -0.2%.
- Revenues- Professional services: $21.81 million compared to the $21.87 million average estimate based on three analysts. The reported number represents a change of -4.8% year over year.
- Revenues- Scores- Business-to-consumer: $56.32 million compared to the $57.73 million average estimate based on three analysts. The reported number represents a change of +8.2% year over year.
- Revenues- On-premises and SaaS software: $182.39 million versus the three-analyst average estimate of $189.13 million. The reported number represents a year-over-year change of +0.4%.
- Revenues- Scores- Business-to-business: $255.32 million versus the three-analyst average estimate of $247.78 million. The reported number represents a year-over-year change of +29.5%.
- Operating Income (loss)- Software: $55.69 million compared to the $68.79 million average estimate based on two analysts.
- Operating Income (loss)- Scores: $272.79 million versus $263.74 million estimated by two analysts on average.
View all Key Company Metrics for Fair Isaac here>>>
Shares of Fair Isaac have returned +7.2% over the past month versus the Zacks S&P 500 composite's +1.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Fair Isaac Corporation (FICO): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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