Compared to Estimates, Fulton Financial (FULT) Q1 Earnings: A Look at Key Metrics

By Zacks Equity Research | April 15, 2025, 6:00 PM

For the quarter ended March 2025, Fulton Financial (FULT) reported revenue of $322.76 million, up 40.1% over the same period last year. EPS came in at $0.52, compared to $0.40 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $317.9 million, representing a surprise of +1.53%. The company delivered an EPS surprise of +18.18%, with the consensus EPS estimate being $0.44.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Fulton Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 56.7% versus 61.2% estimated by three analysts on average.
  • Net Interest Margin: 3.4% versus the three-analyst average estimate of 3.4%.
  • Average Balance - Total Interest-Earning Assets: $30 billion compared to the $30.20 billion average estimate based on three analysts.
  • Net charge-offs to average loans: 0.2% versus the two-analyst average estimate of 0.2%.
  • Net Interest Income (FTE): $255.53 million versus $251.27 million estimated by three analysts on average.
  • Total Non-Interest Income: $67.23 million compared to the $66.87 million average estimate based on three analysts.
  • Non-Interest Income- Total consumer banking: $13.07 million versus $13.66 million estimated by two analysts on average.
  • Mortgage banking: $3.14 million versus $3.01 million estimated by two analysts on average.
  • Wealth management: $21.79 million versus the two-analyst average estimate of $22.11 million.
  • Non-Interest Income- Other: $7.91 million compared to the $5.28 million average estimate based on two analysts.
  • Non-Interest Income- Total commercial banking: $21.33 million versus $21.84 million estimated by two analysts on average.
View all Key Company Metrics for Fulton Financial here>>>

Shares of Fulton Financial have returned -14% over the past month versus the Zacks S&P 500 composite's -3.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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