For the quarter ended March 2025, Farmers National Banc (FMNB) reported revenue of $44.68 million, up 11.6% over the same period last year. EPS came in at $0.39, compared to $0.34 in the year-ago quarter.
The reported revenue represents a surprise of -0.39% over the Zacks Consensus Estimate of $44.85 million. With the consensus EPS estimate being $0.34, the EPS surprise was +14.71%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Farmers National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 59.6% versus 60.3% estimated by three analysts on average.
- Net Interest Margin: 2.9% versus the three-analyst average estimate of 2.8%.
- Average Earning Assets [$M]: $4.89 billion versus $4.88 billion estimated by three analysts on average.
- NCOs/ Average Loans: 0% compared to the 0.2% average estimate based on two analysts.
- Total Noninterest Income: $10.48 million versus the three-analyst average estimate of $11.38 million.
- Trust fees: $2.64 million versus $2.97 million estimated by two analysts on average.
- Retirement plan consulting fees: $0.80 million versus $0.99 million estimated by two analysts on average.
- Service charges on deposit accounts: $1.76 million compared to the $1.81 million average estimate based on two analysts.
- Net Interest Income ( tax-equivalent ): $34.84 million compared to the $33.40 million average estimate based on two analysts.
- Net Interest Income: $34.20 million versus $33.28 million estimated by two analysts on average.
View all Key Company Metrics for Farmers National here>>>
Shares of Farmers National have returned -7.8% over the past month versus the Zacks S&P 500 composite's -4.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Farmers National Banc Corp. (FMNB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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