Could Buying Bitcoin Today Set You Up for Life?

By Dominic Basulto | December 31, 2025, 10:54 AM

Key Points

  • Bitcoin has been the top-performing asset in the world in 10 of the past 14 years.

  • Several key catalysts, including a faster pace of institutional adoption, could send Bitcoin higher over the next decade.

  • A growing number of investors think Bitcoin could hit a price of $1 million by 2030.

Bitcoin (CRYPTO: BTC) may be having an off year in 2025. But it has the type of historical track record that is the envy of every other cryptocurrency.

Over the past decade, Bitcoin has exploded in price and that has led to a surge in Bitcoin crypto millionaires around the globe. According to the latest Crypto Wealth report from Henley & Partners, there are now 145,100 Bitcoin millionaires in the world.

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Can Bitcoin turn in an encore performance over the next decade? If so, buying Bitcoin today could set you up for life.

Two older investors on a yacht.

Image source: Getty Images.

Bitcoin's historical track record

Let's start with Bitcoin's amazing track record. In the period from 2012 to 2025, Bitcoin was the top-performing asset in the world in 10 of those years. And in many of those years, it wasn't even close. In 2013, for example, Bitcoin exploded in price by 5,428%. In 2017, Bitcoin skyrocketed by 1,375%.

What's particularly eye-opening is Bitcoin's ability to grow at an exponential rate for such an extended period of time. Back in 2013, a single Bitcoin would have set you back $10. In December 2024, Bitcoin finally crossed the $100,000 price threshold. That's exponential growth at work: Bitcoin has grown from $10 to $100 to $1,000 to $10,000 and now to $100,000.

Of course, past performance is no guarantee of future performance. Just because Bitcoin grew at an exponential rate in the past doesn't mean it will do so in the future. However, there's certainly an expectation that Bitcoin will continue to be a top investment prospect for years to come.

Future price forecasts for Bitcoin

In fact, many top analysts and strategists think Bitcoin's exponential rate of growth will continue for a decade or even longer. Bitcoin bulls are already promoting the concept of the "Bitcoin supercycle." This refers to a period of time when Bitcoin could potentially go on a decade-long winning streak, propelled forward by a faster pace of institutional adoption and aggressive pro-crypto policies from the White House.

By way of contrast, Bitcoin has been a boom-or-bust asset for nearly all of its existence. Every few years, the bottom falls out of the price of Bitcoin. And this happens with alarming regularity. In 2014, 2018, and 2022, Bitcoin fell in price by 57% or more. The "Bitcoin supercycle" theory suggests that these epic price collapses are soon going to be a statistical relic from the past.

If the "Bitcoin supercycle" theory is true, then Bitcoin might be able to turn in an encore performance. Already, some investors are predicting that Bitcoin could hit a price of $1 million or higher within the next five years. So we're talking about a potential 10 times return on investment within an incredibly short period of time.

Key catalysts to watch

There are several key catalysts that could catapult Bitcoin higher. The first, of course, is institutional adoption. Simply put, Wall Street must continue to embrace Bitcoin as a unique, stand-alone asset class. Big institutional investors must continue to boost their Bitcoin portfolio allocations. And financial institutions around the world must be willing to experiment with new Bitcoin financial products, such as credit products collateralized with Bitcoin.

Moreover, innovative fintech providers must continue developing new tools and products for Bitcoin users. Bitcoin isn't going to a price of $1 million if it's solely a digital asset that you hoard. There needs to be some core use case or utility for the cryptocurrency that makes it valuable. Most likely, this use case will be related to digital payments.

Bitcoin could also get a huge boost if the U.S. government ever decides to buy Bitcoin in size for its Strategic Bitcoin Reserve. Right now, the government's Bitcoin holdings are limited to Bitcoin it has seized or confiscated in the past. That has limited the ability of the Strategic Bitcoin Reserve to provide any sort of price boost to Bitcoin in 2025.

However, the Treasury Department has suggested on multiple occasions that it might be open to the idea of new purchases of Bitcoin if they can be done in a "budget-neutral" way. In other words, if it can do so without using taxpayer funds. Several innovative ideas have already been floated, including the potential use of tariff revenue for Bitcoin purchases.

If one or more of these catalysts catch fire over the next 12 months, Bitcoin could absolutely skyrocket in price. It may take longer than many people originally thought at the start of 2025, but Bitcoin might reach the $1 million price level by 2030, making many investors rich in the process.

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Dominic Basulto has positions in Bitcoin. The Motley Fool has positions in and recommends Bitcoin. The Motley Fool has a disclosure policy.

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