For the quarter ended March 2025, Bank of Hawaii (BOH) reported revenue of $169.87 million, up 8.7% over the same period last year. EPS came in at $0.97, compared to $0.87 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $167.66 million, representing a surprise of +1.32%. The company delivered an EPS surprise of +8.99%, with the consensus EPS estimate being $0.89.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Bank of Hawaii performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total Non-Performing Assets: $17.45 million versus $17.86 million estimated by two analysts on average.
- Total Non-Accrual Loans and Leases: $16.09 million versus $15.20 million estimated by two analysts on average.
- Net Interest Margin: 2.3% versus 2.3% estimated by two analysts on average.
- Average Balance - Total interest earning assets: $22.02 billion versus $22.31 billion estimated by two analysts on average.
- Net charge-offs to average loans: 0.1% versus 0.1% estimated by two analysts on average.
- Efficiency Ratio: 65% versus the two-analyst average estimate of 67%.
- Net Interest Income (FTE): $127.30 million versus $124.33 million estimated by two analysts on average.
- Annuity and Insurance: $1.56 million compared to the $1.48 million average estimate based on two analysts.
- Bank-Owned Life Insurance: $3.61 million versus $3.68 million estimated by two analysts on average.
- Trust and Asset Management: $11.74 million versus the two-analyst average estimate of $12.09 million.
- Mortgage Banking: $0.99 million versus the two-analyst average estimate of $1.11 million.
- Net Interest Income: $125.81 million compared to the $123.01 million average estimate based on two analysts.
View all Key Company Metrics for Bank of Hawaii here>>>
Shares of Bank of Hawaii have returned -5% over the past month versus the Zacks S&P 500 composite's -5.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Bank of Hawaii Corporation (BOH): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
