Stephens Remains a Hold on PayPal Holdings (PYPL)

PayPal Holdings, Inc. (NASDAQ:PYPL) is one of the Most Undervalued Fintech Stocks to Buy Now. On January 16, Charles Nabhan from Stephens reiterated a Hold rating on the stock and lowered the price target from $75 to $65. A day earlier, on January 15, Raymond James maintained a Hold rating on PayPal Holdings, Inc. (NASDAQ:PYPL) without disclosing any price target.

Analysts at Raymond James noted that they are adjusting estimates as the company approaches its fiscal Q4 2025 earnings release. The firm highlighted lowering Branded Total Payment Volume growth estimates by 300 basis points to 2% for the quarter. This is based on the management’s comments, which pointed out that Branded growth is expected to slow in Q4. Raymond James expects the slower low single-digit growth to persist for the first half of 2026, due to macroeconomic pressures and slower adoption of new products.

Stephens also remains cautious on PayPal Holdings, Inc. (NASDAQ:PYPL). The firm noted that 2025 was a challenging year for the fintech sector. However, the firm sees an improvement  in investor sentiment for the sector and anticipates better returns during 2026.

PayPal Holdings, Inc. (NASDAQ:PYPL) operates a technology platform that enables digital payments for merchants and consumers.

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Disclosure: None. This article is originally published at Insider Monkey.