For the quarter ended December 2025, OFG Bancorp (OFG) reported revenue of $185.37 million, up 1.5% over the same period last year. EPS came in at $1.27, compared to $1.09 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $184.17 million, representing a surprise of +0.65%. The company delivered an EPS surprise of +9.48%, with the consensus EPS estimate being $1.16.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how OFG performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 56.7% compared to the 53.4% average estimate based on two analysts.
- Net Interest Income: $152.74 million compared to the $153.72 million average estimate based on two analysts.
- Other non-interest (loss) income: $-1.05 million versus the two-analyst average estimate of $1.5 million.
- Wealth management revenues: $11.38 million versus the two-analyst average estimate of $10 million.
- Banking service revenues: $16.55 million compared to the $16.02 million average estimate based on two analysts.
- Mortgage banking activities: $4.7 million versus $4.6 million estimated by two analysts on average.
- Total non-interest income, net: $31.58 million compared to the $32.12 million average estimate based on two analysts.
View all Key Company Metrics for OFG here>>>
Shares of OFG have returned +1.4% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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OFG Bancorp (OFG): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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