FS Bancorp (FSBW) reported $40.01 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 12%. EPS of $1.10 for the same period compares to $0.92 a year ago.
The reported revenue represents a surprise of +3.52% over the Zacks Consensus Estimate of $38.65 million. With the consensus EPS estimate being $1.13, the EPS surprise was -2.37%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how FS Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 4.4% versus 4.4% estimated by two analysts on average.
- Efficiency Ratio: 65.1% versus the two-analyst average estimate of 65.6%.
- Total Non Interest Income: $6.39 million compared to the $4.85 million average estimate based on two analysts.
- Net Interest Income: $33.62 million versus the two-analyst average estimate of $33.85 million.
View all Key Company Metrics for FS Bancorp here>>>
Shares of FS Bancorp have returned +3% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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FS Bancorp, Inc. (FSBW): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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