Community West Bancshares (CWBC) Reports Q1 Earnings: What Key Metrics Have to Say

By Zacks Equity Research | April 21, 2025, 6:00 PM

For the quarter ended March 2025, Community West Bancshares (CWBC) reported revenue of $34.79 million, up 68% over the same period last year. EPS came in at $0.45, compared to $0.31 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $35.16 million, representing a surprise of -1.03%. The company delivered an EPS surprise of -4.26%, with the consensus EPS estimate being $0.47.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Community West Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Net Interest Margin: 4% versus 4% estimated by three analysts on average.
  • Efficiency Ratio: 67.5% versus the three-analyst average estimate of 64.1%.
  • Total Nonaccrual Loan: $6.94 million versus $6.70 million estimated by two analysts on average.
  • Net Charge-Offs (% of Average Loans): 0% versus the two-analyst average estimate of 0.1%.
  • Total Nonperforming Assets: $6.94 million compared to the $6.70 million average estimate based on two analysts.
  • Average Interest-Earning Assets: $3.26 billion versus $3.28 billion estimated by two analysts on average.
  • Total Non Interest Income: $2.61 million compared to the $2.89 million average estimate based on three analysts.
  • Net Interest Income: $32.18 million compared to the $32.27 million average estimate based on three analysts.
View all Key Company Metrics for Community West Bancshares here>>>

Shares of Community West Bancshares have returned -10.9% over the past month versus the Zacks S&P 500 composite's -5.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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