Fair Isaac (FICO) reported $511.96 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 16.4%. EPS of $7.33 for the same period compares to $5.79 a year ago.
The reported revenue represents a surprise of +2.76% over the Zacks Consensus Estimate of $498.23 million. With the consensus EPS estimate being $6.95, the EPS surprise was +5.54%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Fair Isaac performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Annual Recurring Revenue (ARR) - Platform: $302.6 million versus the two-analyst average estimate of $272.35 million.
- Annual Recurring Revenue (ARR) - Total: $766 million versus $763.13 million estimated by two analysts on average.
- Annual Recurring Revenue (ARR) - Non-Platform: $463.4 million versus $491.29 million estimated by two analysts on average.
- Revenues- On-premises and SaaS software: $188.22 million versus the three-analyst average estimate of $192.15 million. The reported number represents a year-over-year change of +1.2%.
- Revenues- Professional services: $19.2 million versus the three-analyst average estimate of $17.82 million. The reported number represents a year-over-year change of +5%.
- Revenues- Scores: $304.53 million compared to the $290.07 million average estimate based on three analysts. The reported number represents a change of +29.2% year over year.
- Revenues- Software: $207.43 million compared to the $211.03 million average estimate based on three analysts. The reported number represents a change of +1.5% year over year.
- Revenues- Scores- Business-to-business: $248.61 million versus the two-analyst average estimate of $230.6 million. The reported number represents a year-over-year change of +36.3%.
- Revenues- Scores- Business-to-consumer: $55.92 million versus $56.51 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +5% change.
View all Key Company Metrics for Fair Isaac here>>>
Shares of Fair Isaac have returned -11.5% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Fair Isaac Corporation (FICO): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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