For the quarter ended December 2025, First Interstate BancSystem (FIBK) reported revenue of $314.3 million, up 20.3% over the same period last year. EPS came in at $1.08, compared to $0.50 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $247.8 million, representing a surprise of +26.84%. The company delivered an EPS surprise of +68.75%, with the consensus EPS estimate being $0.64.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Interstate BancSystem performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net FTE interest margin ratio: 3.4% versus 3.4% estimated by two analysts on average.
- Efficiency Ratio: 52.2% versus the two-analyst average estimate of 61.9%.
- Mortgage banking revenues: $1.1 million versus the two-analyst average estimate of $1.64 million.
- Net interest income on a fully-taxable equivalent basis: $207.7 million versus the two-analyst average estimate of $204.25 million.
- Total noninterest Income: $106.6 million versus the two-analyst average estimate of $42.57 million.
View all Key Company Metrics for First Interstate BancSystem here>>>
Shares of First Interstate BancSystem have returned +4.9% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Interstate BancSystem, Inc. (FIBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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