Upstart Holdings, Inc. (UPST) closed the most recent trading day at $37.92, moving -1.71% from the previous trading session. This change lagged the S&P 500's 0.51% loss on the day. On the other hand, the Dow registered a gain of 0.53%, and the technology-centric Nasdaq decreased by 1.51%.
Shares of the company have depreciated by 23.88% over the course of the past month, underperforming the Finance sector's gain of 0.86%, and the S&P 500's gain of 0.93%.
Analysts and investors alike will be keeping a close eye on the performance of Upstart Holdings, Inc. in its upcoming earnings disclosure. The company's earnings report is set to go public on February 10, 2026. The company's upcoming EPS is projected at $0.47, signifying a 80.77% increase compared to the same quarter of the previous year. At the same time, our most recent consensus estimate is projecting a revenue of $288.47 million, reflecting a 31.74% rise from the equivalent quarter last year.
For the full year, the Zacks Consensus Estimates are projecting earnings of $1.68 per share and revenue of $1.04 billion, which would represent changes of +940% and 0%, respectively, from the prior year.
It is also important to note the recent changes to analyst estimates for Upstart Holdings, Inc. These revisions typically reflect the latest short-term business trends, which can change frequently. As a result, we can interpret positive estimate revisions as a good sign for the business outlook.
Empirical research indicates that these revisions in estimates have a direct correlation with impending stock price performance. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.
The Zacks Rank system, which varies between #1 (Strong Buy) and #5 (Strong Sell), carries an impressive track record of exceeding expectations, confirmed by external audits, with stocks at #1 delivering an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. Right now, Upstart Holdings, Inc. possesses a Zacks Rank of #3 (Hold).
From a valuation perspective, Upstart Holdings, Inc. is currently exchanging hands at a Forward P/E ratio of 14.59. This represents a premium compared to its industry average Forward P/E of 11.91.
The Financial - Miscellaneous Services industry is part of the Finance sector. This group has a Zacks Industry Rank of 87, putting it in the top 36% of all 250+ industries.
The strength of our individual industry groups is measured by the Zacks Industry Rank, which is calculated based on the average Zacks Rank of the individual stocks within these groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
Don't forget to use Zacks.com to keep track of all these stock-moving metrics, and others, in the upcoming trading sessions.
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Upstart Holdings, Inc. (UPST): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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