Hanmi Financial (HAFC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

By Zacks Equity Research | April 22, 2025, 6:30 PM

For the quarter ended March 2025, Hanmi Financial (HAFC) reported revenue of $62.82 million, up 7.6% over the same period last year. EPS came in at $0.58, compared to $0.50 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $61.7 million, representing a surprise of +1.81%. The company delivered an EPS surprise of +1.75%, with the consensus EPS estimate being $0.57.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Hanmi Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Net interest margin: 3% compared to the 3% average estimate based on two analysts.
  • Efficiency Ratio: 55.7% versus 57.9% estimated by two analysts on average.
  • Total Non-interest income: $7.73 million versus $7.37 million estimated by two analysts on average.
View all Key Company Metrics for Hanmi Financial here>>>

Shares of Hanmi Financial have returned -5.9% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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