East West Bancorp (EWBC) reported $692.3 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 7.5%. EPS of $2.09 for the same period compares to $2.08 a year ago.
The reported revenue represents a surprise of +3.13% over the Zacks Consensus Estimate of $671.3 million. With the consensus EPS estimate being $2.05, the EPS surprise was +1.95%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how East West Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin: 3.4% versus the four-analyst average estimate of 3.3%.
- Efficiency ratio: 36.4% versus the four-analyst average estimate of 37.3%.
- Total capital ratio: 15.6% compared to the 15.7% average estimate based on three analysts.
- Tier 1 capital ratio: 14.3% versus the three-analyst average estimate of 14.5%.
- Leverage ratio: 10.5% versus the three-analyst average estimate of 10.6%.
- Annualized quarterly net charge-offs to average loans HFI: 0.1% versus 0.3% estimated by three analysts on average.
- Average Balance - Total interest-earning assets: $72.69 billion versus the three-analyst average estimate of $72.32 billion.
- Total nonperforming assets: $182.20 million versus the two-analyst average estimate of $206.36 million.
- Total nonaccrual loans: $153.20 million versus the two-analyst average estimate of $169.06 million.
- Net Interest Income: $600.20 million versus $585.08 million estimated by four analysts on average.
- Total Noninterest Income: $92.10 million compared to the $86.22 million average estimate based on four analysts.
- Lending fees: $26.23 million versus $25.23 million estimated by two analysts on average.
View all Key Company Metrics for East West Bancorp here>>>
Shares of East West Bancorp have returned -18.2% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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East West Bancorp, Inc. (EWBC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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