Pathward Financial (CASH) reported $262.87 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 6.3%. EPS of $3.11 for the same period compares to $2.56 a year ago.
The reported revenue represents a surprise of +2.24% over the Zacks Consensus Estimate of $257.11 million. With the consensus EPS estimate being $2.71, the EPS surprise was +14.76%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Pathward performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 6.5% versus the two-analyst average estimate of 6.7%.
- Average Outstanding Balance - Total interest-earning assets: $7.76 billion versus the two-analyst average estimate of $7 billion.
- Total Noninterest Income: $138.52 million compared to the $137.71 million average estimate based on two analysts.
- Net Interest Income: $124.34 million versus the two-analyst average estimate of $115.25 million.
View all Key Company Metrics for Pathward here>>>
Shares of Pathward have returned -6.6% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Pathward Financial, Inc. (CASH): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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