RBC Capital Maintains a Sector Perform Rating on Affirm Holdings, Inc. (AFRM)

Affirm Holdings, Inc. (NASDAQ:AFRM) is among the 12 Best Digital Currency and Payments Stocks to Buy Right Now.

Daniel Perlin, an analyst at RBC Capital, reduced Affirm Holdings, Inc. (NASDAQ:AFRM)’s price objective from $87 to $77 and kept his Sector Perform rating, as reported by TheFly, February 06, 2026. As stated by the firm, the company targeted 0% APR offers, which boost merchant gross merchandise value while preserving unit economics that sustain margins, exhibiting the corporation’s sustained outstanding product engineering. RBC pointed out that the company’s projection points to a slowdown but noted that a significant business client switched to its own wallet platform during the first quarter, which impacted revenues.

Moshe Orenbuch, a TD Cowen analyst, lowered Affirm Holdings, Inc. (NASDAQ:AFRM)’s price objective from $110 to $95 on the same day. It reaffirmed Buy recommendation on the stock. The company reported a solid second-quarter earnings beat, fueled by impressive margin and revenue performance. As stated by TD Cowen, management is confident that new initiatives and tactics will sustain strong sales growth and profit margins in the future.

Affirm Holdings, Inc. (NASDAQ:AFRM) runs a digital and mobile-first business platform. The platform comprises three main components: a consumer-focused app, merchant commerce solutions, and a point-of-sale payment system for customers.

While we acknowledge the potential of AFRM as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 20 Best Performing Stocks in 2025 and 12 Best Food Stocks to Buy in 2026. 

Disclosure: None. This article is originally published at Insider Monkey.