For the quarter ended March 2025, Prosperity Bancshares (PB) reported revenue of $306.68 million, up 10.7% over the same period last year. EPS came in at $1.37, compared to $1.18 in the year-ago quarter.
The reported revenue represents a surprise of -0.14% over the Zacks Consensus Estimate of $307.12 million. With the consensus EPS estimate being $1.35, the EPS surprise was +1.48%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin (Tax Equivalent Basis): 3.1% versus the five-analyst average estimate of 3.2%.
- Efficiency Ratio: 45.7% versus 46.4% estimated by five analysts on average.
- Average balance - Total interest-earning assets: $34.30 billion versus the four-analyst average estimate of $34.45 billion.
- Net charge-offs to average loans: 0.1% versus 0.1% estimated by four analysts on average.
- Total nonperforming loans: $73.38 million versus $77.67 million estimated by three analysts on average.
- Total nonperforming assets: $81.42 million versus $83.48 million estimated by three analysts on average.
- Total Risk-based Capital Ratio: 18.2% versus 17.7% estimated by two analysts on average.
- Tier 1 Risk-based Capital Ratio: 17% compared to the 16.4% average estimate based on two analysts.
- Tier 1 Leverage Capital Ratio: 11.2% versus 10.8% estimated by two analysts on average.
- Total Noninterest Income: $41.30 million versus $38.34 million estimated by five analysts on average.
- Net Interest Income: $265.38 million compared to the $269 million average estimate based on four analysts.
- Net Interest Income (Tax Equivalent Basis): $265.97 million versus $269.14 million estimated by three analysts on average.
View all Key Company Metrics for Prosperity Bancshares here>>>
Shares of Prosperity Bancshares have returned -6.8% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Prosperity Bancshares, Inc. (PB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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