Skyward Specialty Insurance (SKWD) reported $385.59 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 26.7%. EPS of $1.17 for the same period compares to $0.80 a year ago.
The reported revenue represents a surprise of +3.1% over the Zacks Consensus Estimate of $374 million. With the consensus EPS estimate being $0.96, the EPS surprise was +21.56%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Skyward performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Expense ratio: 28.9% versus the six-analyst average estimate of 28.6%.
- Loss ratio: 59.6% versus 62.6% estimated by six analysts on average.
- Combined ratio: 88.5% versus the six-analyst average estimate of 91.2%.
- Revenues- Net investment income: $23.51 million versus $22.96 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +13.4% change.
- Revenues- Commission and fee income: $0.42 million versus the six-analyst average estimate of $1.57 million. The reported number represents a year-over-year change of -48.5%.
- Revenues- Net earned premiums: $356.8 million versus the six-analyst average estimate of $349.51 million. The reported number represents a year-over-year change of +21.7%.
View all Key Company Metrics for Skyward here>>>
Shares of Skyward have returned +4.4% over the past month versus the Zacks S&P 500 composite's +1.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Skyward Specialty Insurance Group, Inc. (SKWD): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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