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NerdWallet, Inc. (NRDS) Reports Q4 Earnings: What Key Metrics Have to Say

By Zacks Equity Research | February 26, 2026, 9:30 AM

For the quarter ended December 2025, NerdWallet, Inc. (NRDS) reported revenue of $225.4 million, up 22.6% over the same period last year. EPS came in at $0.19, compared to $0.01 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $211.99 million, representing a surprise of +6.33%. The company delivered an EPS surprise of +11.77%, with the consensus EPS estimate being $0.17.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how NerdWallet, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Revenue- Insurance: $81.2 million compared to the $78 million average estimate based on three analysts.
  • Revenue- Credit cards: $26.5 million compared to the $27.37 million average estimate based on three analysts.
  • Revenue- Emerging verticals: $52.9 million versus $54.39 million estimated by three analysts on average.
  • Revenue- Loans: $42.3 million versus the three-analyst average estimate of $28.25 million.
  • Revenue- SMB products: $22.5 million versus $24.34 million estimated by three analysts on average.

View all Key Company Metrics for NerdWallet, Inc. here>>>

Shares of NerdWallet, Inc. have returned -15.6% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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