CVB Financial (CVBF) reported $126.67 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 0.1%. EPS of $0.36 for the same period compares to $0.35 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $124.95 million, representing a surprise of +1.38%. The company delivered an EPS surprise of +9.09%, with the consensus EPS estimate being $0.33.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how CVB Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 46.7% versus 48% estimated by three analysts on average.
- Net Interest Margin: 3.3% versus 3.2% estimated by three analysts on average.
- Total NonPerforming Loan: $25.64 million versus $28.41 million estimated by two analysts on average.
- Total interest-earning assets: $13.56 billion compared to the $13.60 billion average estimate based on two analysts.
- Total NonPerforming Assets: $26.13 million versus $38.06 million estimated by two analysts on average.
- Net Charge-off (% of Average Loans): 0% versus 0.1% estimated by two analysts on average.
- Net Interest Income: $110.44 million versus the three-analyst average estimate of $109.47 million.
- Total Noninterest Income: $16.23 million compared to the $14.02 million average estimate based on three analysts.
- Net Interest Income (FTE): $110.97 million versus the two-analyst average estimate of $108.97 million.
View all Key Company Metrics for CVB Financial here>>>
Shares of CVB Financial have returned -2.8% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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CVB Financial Corporation (CVBF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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