Hippo Holdings (HIPO) Achieves 2025 Financial Turnaround with $58M Net Income

Hippo Holdings Inc. (NYSE:HIPO) is one of the best fintech stocks to invest in. On February 25, Hippo Holdings achieved a financial turnaround in 2025, reporting a total net income of $58 million, or $2.22 per diluted share, representing a $98 million improvement year-over-year. This shift was driven by a 24% increase in Gross Written Premium/GWP, which surpassed $1.1 billion.

The company’s focus on diversification was evident as its commercial multi-peril and casualty lines surged by 75% and 92%, respectively. These gains helped offset a deliberate 10% contraction in the homeowners segment, where management prioritized rate adequacy and reduced volatility over aggressive volume growth. While Q4 2025 net income of $6 million was lower than the previous year’s $44 million in Q4 2024, the company noted that the prior-year figure was inflated by a one-time $46 million gain from an asset sale.

Looking ahead to 2026, Hippo Holdings Inc. (NYSE:HIPO) issued optimistic guidance, projecting GWP growth between 27% and 36%, targeting a range of $1.4 to $1.5 billion. Adjusted net income is expected to climb to between $45 and $55 million as the company relaunches its retooled homeowners product through strategic partnerships.

Hippo Holdings Inc. (NYSE:HIPO), together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the US. It operates three segments: Services, Insurance-as-a-Service, and Hippo Home Insurance Program.

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