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Jim Cramer Recommends Affirm and SoFi Over Klarna

By Syeda Seirut Javed | February 28, 2026, 12:20 PM

Klarna Group plc (NYSE:KLAR) is one of the stocks Jim Cramer Recently Discussed. A caller inquired about the stock, and here’s what Cramer had to say:

Yeah… Klarna was just kind of not great, you know that. It was just fine. That’s why I keep recommending Affirm, and I’ll put in SoFi as a twofer right there.

Photo by Adam Nowakowski on Unsplash

Klarna Group plc (NYSE:KLAR) is a technology-driven payments company that provides payment, advertising, and digital banking solutions. A caller inquired about the stock during the February 6 episode, and Cramer responded:

I’ll tell you the truth, I would rather see you in Affirm. I interviewed Max Levchin today. I know the stock is going out of favor, but the numbers are good, and that’s the one I would be in.

While we acknowledge the potential of KLAR as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 30 Stocks That Should Double in 3 Years and 11 Hidden AI Stocks to Buy Right Now.

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