Affirm Holdings Inc. (NASDAQ:AFRM) is among the 12 best stocks to buy and hold for the next 2 years.
On February 26, BTIG reiterated a Neutral rating on Affirm Holdings Inc. (NASDAQ:AFRM) based on the company’s January 2026 trust data. According to its report, BTIG said that Affirm’s credit trends appear mostly strong, with early-stage delinquencies at 30-59 days mostly flat to down month-over-month, while newer vintage curves are in line with older curves.
BTIG said early-stage delinquencies indicate whether Affirm Holdings Inc. (NASDAQ:AFRM) needs to adjust its underwriting posture. The analyst firm expects gross merchandise value (GMV) trends to continue their current trajectory, but does not anticipate Affirm Holdings Inc. (NASDAQ:AFRM) being able to loosen underwriting to drive more GMV growth. In addition, the firm expects slightly higher quarter-over-quarter reported net losses.
BTIG’s Neutral rating on Affirm Holdings Inc. (NASDAQ:AFRM) indicates a more cautious approach on the stock, in comparison to the February 20 report of Truist Financial, where analyst Matthew Coad maintained a Buy rating on the stock, with a price target of $71.
We recently covered what analysts are saying about Affirm; you can read that update here.
Affirm Holdings Inc. (NASDAQ:AFRM) operates a platform for digital and mobile-first commerce, consisting of a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.
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