Esquire Financial Holdings, Inc. (ESQ) reported $33.76 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 15.4%. EPS of $1.33 for the same period compares to $1.20 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $32.88 million, representing a surprise of +2.68%. The company delivered an EPS surprise of +2.31%, with the consensus EPS estimate being $1.30.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Esquire Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 49.6% compared to the 49.6% average estimate based on two analysts.
- Net Interest Margin: 6% versus the two-analyst average estimate of 5.9%.
- Total Interest Earning Assets: $1.88 billion versus $1.85 billion estimated by two analysts on average.
- Payment processing fees: $4.91 million compared to the $5.06 million average estimate based on two analysts.
- Total Non-Interest Income: $6.15 million versus the two-analyst average estimate of $6.12 million.
- Net Interest Income: $27.61 million compared to the $26.76 million average estimate based on two analysts.
View all Key Company Metrics for Esquire Financial here>>>
Shares of Esquire Financial have returned +9.5% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Esquire Financial Holdings, Inc. (ESQ): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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