Byline Bancorp (BY) reported $103.08 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 2.1%. EPS of $0.65 for the same period compares to $0.70 a year ago.
The reported revenue represents a surprise of +2.06% over the Zacks Consensus Estimate of $101 million. With the consensus EPS estimate being $0.62, the EPS surprise was +4.84%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Byline Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 53.7% versus 54.9% estimated by three analysts on average.
- Net Interest Margin: 4.1% versus 4% estimated by three analysts on average.
- Average Balance - Total interest-earning assets: $8.79 billion versus $8.87 billion estimated by two analysts on average.
- Net charge-offs of loans and leases: 0.4% versus 0.4% estimated by two analysts on average.
- Net Interest Income: $88.22 million compared to the $86.41 million average estimate based on three analysts.
- Net gains on sales of loans: $4.94 million versus $5.06 million estimated by three analysts on average.
- Total Non-Interest Income: $14.86 million versus $14.57 million estimated by three analysts on average.
- Fees and service charges on deposits: $2.70 million compared to the $2.60 million average estimate based on two analysts.
- Wealth management and trust income: $1.08 million versus the two-analyst average estimate of $1.05 million.
- ATM and interchange fees: $1.03 million versus the two-analyst average estimate of $1.12 million.
View all Key Company Metrics for Byline Bancorp here>>>
Shares of Byline Bancorp have returned -5.3% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Byline Bancorp, Inc. (BY): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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