Compared to Estimates, NewtekOne (NEWT) Q1 Earnings: A Look at Key Metrics

By Zacks Equity Research | May 06, 2025, 6:00 PM

NewtekOne (NEWT) reported $66.33 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 13.8%. EPS of $0.35 for the same period compares to $0.38 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $64.67 million, representing a surprise of +2.58%. The company delivered an EPS surprise of +2.94%, with the consensus EPS estimate being $0.34.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how NewtekOne performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 62.1% versus the two-analyst average estimate of 67.6%.
  • Net Interest Margin: 3% versus 3% estimated by two analysts on average.
  • Noninterest income- Dividend income: $1.69 million versus the two-analyst average estimate of $0.40 million.
  • Noninterest income- Loan servicing asset revaluation: -$3.65 million compared to the -$1.80 million average estimate based on two analysts.
  • Noninterest income- Servicing income: $5.53 million compared to the $4.98 million average estimate based on two analysts.
  • Net interest income: $13.93 million versus the two-analyst average estimate of $13.15 million.
  • Noninterest income- Electronic payment processing income: $10.61 million compared to the $11.47 million average estimate based on two analysts.
  • Noninterest income- Other noninterest income: $7.19 million versus $11.42 million estimated by two analysts on average.
  • Total noninterest income: $52.40 million versus $51.52 million estimated by two analysts on average.
  • Noninterest income- Net gains on sales of loans: $12.96 million versus the two-analyst average estimate of $20.48 million.
View all Key Company Metrics for NewtekOne here>>>

Shares of NewtekOne have returned -0.3% over the past month versus the Zacks S&P 500 composite's +11.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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