Primerica (PRI) reported $803.56 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 8.4%. EPS of $5.02 for the same period compares to $3.91 a year ago.
The reported revenue represents a surprise of +2.06% over the Zacks Consensus Estimate of $787.37 million. With the consensus EPS estimate being $4.77, the EPS surprise was +5.24%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Life-Licensed Sales Force, End of period: 152,167 versus the three-analyst average estimate of 152,073.
- Life Insurance Policies Issued: 86,415 versus 90,432 estimated by three analysts on average.
- Recruits: 100,867 compared to the 111,314 average estimate based on two analysts.
- Average Client Asset Values: $113 billion versus the two-analyst average estimate of $113.01 billion.
- Revenues- Commissions and fees: $296.96 million versus $276.77 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +16.4% change.
- Revenues- Other, net: $17.13 million compared to the $17.34 million average estimate based on five analysts. The reported number represents a change of -1.6% year over year.
- Revenues- Net premiums: $448.32 million versus $451.57 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +4% change.
- Adjusted Operating Revenues- Investment and Savings Products: $290.81 million versus the four-analyst average estimate of $271.16 million. The reported number represents a year-over-year change of +19.3%.
- Adjusted Operating Revenues- Term Life Insurance: $457.84 million versus the four-analyst average estimate of $464.46 million. The reported number represents a year-over-year change of +4%.
- Revenues- Net investment income: $41.67 million versus $39.77 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +10.2% change.
- Adjusted Operating Revenues- Corporate and Other Distributed Products: $54.90 million versus the three-analyst average estimate of $52.47 million. The reported number represents a year-over-year change of +8.4%.
- Revenues- Direct premiums: $858.85 million compared to the $863.84 million average estimate based on two analysts. The reported number represents a change of +2.1% year over year.
View all Key Company Metrics for Primerica here>>>
Shares of Primerica have returned +7.9% over the past month versus the Zacks S&P 500 composite's +10.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Primerica, Inc. (PRI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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