Lincoln National (LNC) reported $4.69 billion in revenue for the quarter ended March 2025, representing a year-over-year increase of 2.2%. EPS of $1.60 for the same period compares to $1.37 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $4.71 billion, representing a surprise of -0.52%. The company delivered an EPS surprise of +3.90%, with the consensus EPS estimate being $1.54.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Lincoln National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Loss Ratio - Group Protection: 72.4% versus 74.4% estimated by three analysts on average.
- Net Flows - Annuities: -$1.68 billion compared to the -$1.54 billion average estimate based on three analysts.
- Net Flows - Life Insurance: $569 million versus $643.81 million estimated by three analysts on average.
- Net Flows - Retirement Plan Services: -$2.18 billion compared to the -$493.84 million average estimate based on three analysts.
- Revenues- Net investment income: $1.46 billion versus the five-analyst average estimate of $1.39 billion. The reported number represents a year-over-year change of +8.3%.
- Revenues- Fee income: $1.37 billion compared to the $1.37 billion average estimate based on five analysts. The reported number represents a change of +3.1% year over year.
- Revenues- Insurance premiums: $1.68 billion versus $1.65 billion estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +4.7% change.
- Revenues- Life Insurance- Net investment income: $571 million versus the three-analyst average estimate of $577.29 million. The reported number represents a year-over-year change of -1.7%.
- Revenues- Group Protection: $1.52 billion versus the three-analyst average estimate of $1.47 billion. The reported number represents a year-over-year change of +6.7%.
- Revenues- Life Insurance: $1.59 billion versus $1.60 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +3% change.
- Revenues- Retirement Plan Services: $327 million versus $334.72 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +1.6% change.
- Revenues- Annuities- Insurance premiums: $21 million compared to the $33.76 million average estimate based on three analysts. The reported number represents a change of -19.2% year over year.
View all Key Company Metrics for Lincoln National here>>>
Shares of Lincoln National have returned +3% over the past month versus the Zacks S&P 500 composite's +11.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Lincoln National Corporation (LNC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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