Oportun Financial Corporation (OPRT) reported $235.9 million in revenue for the quarter ended March 2025, representing a year-over-year decline of 5.8%. EPS of $0.40 for the same period compares to $0.09 a year ago.
The reported revenue represents a surprise of +2.98% over the Zacks Consensus Estimate of $229.08 million. With the consensus EPS estimate being $0.09, the EPS surprise was +344.44%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Oportun Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Revenue- Non-interest income: $15.70 million compared to the $13.17 million average estimate based on five analysts. The reported number represents a change of -21.1% year over year.
- Revenue- Interest income: $220.20 million versus the five-analyst average estimate of $215.92 million. The reported number represents a year-over-year change of -4.5%.
- Non-interest income- Servicing fees: $3.54 million versus $3.08 million estimated by two analysts on average.
View all Key Company Metrics for Oportun Financial here>>>
Shares of Oportun Financial have returned +38.8% over the past month versus the Zacks S&P 500 composite's +13.7% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.
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Oportun Financial Corporation (OPRT): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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